Which car should i buy soon?

The only reason I am suggesting the 2004 XC70 is because of your location. Seeing as your last accident was during winter conditions, an awd car might help during the snowy times. Also, thank you. I own a 2000 V70 and I am glad to know it will keep me and my family safe. Best of luck, because in all honesty either car is a great choice. I mean it is a Volvo after all. ;)